Service Protocol.
Agreement & Limits.

Last updated: January 2026

01. Acceptance Engine

By entering the platform, you agree to the protocol.

ZorvaPulse ("the Service") is operated as a private financial intelligence platform. By creating an account, accessing data, or interacting with our APIs, you legally bind yourself to these Terms of Service. If you do not agree, immediate cessation of use is mandatory.

"ZorvaPulse is in a state of continuous iteration. We reserve the right to modify these protocols without prior notice. Continued use after changes constitutes acceptance."

02. Personal Responsibility Matrix

Account Governance

Accuracy of profile data (Google/Email) is mandatory. You are the sole operator responsible for maintaining the security of your session credentials.

Asset Fidelity

ZorvaPulse uses manual entry and CSV imports. You are strictly responsible for error-free data entry. Net worth outputs are purely reflective of your inputs.

Non-Transferable Access

One ZorvaPulse Pulse belongs to one biological individual. Collective or shared usage of access tiers is a violation of the protocol.

Authority to Terminate

The system reserves the right to suspend accounts used for illegal arbitrage, fraudulent reporting, or safety protocol violations.

03. Restricted Protocols

You agree NOT to engage in the following destructive behaviors:

Jurisdictional fraud, tax evasion, or money laundering activities.

Unauthorized injection, scraping, or brute-force access of ZorvaPulse nodes.

Reverse-engineering proprietary rebalancing and drift engines.

Deployment of non-human agents or bots to interaction with the pulse.

04. Algorithmic Intelligence Limits

No Financial Sovereignty Guarantee.

Our platform provides Algorithmic Wealth Tracking. Outputs—including but not limited to Rebalancing suggestions and Strategic Drifts—are NOT certified financial advice. We do not guarantee uninterrupted pulse access.

05. Liability Limitation

To the maximum extent permitted by Indian law, ZorvaPulse and its operators shall not be liable for incidental financial damages.

Disclaimer: ZorvaPulse is provided "as is" and "as available" without warranties of any kind, whether express or implied.

06. Subscription Execution Engine

Refund Logic

Monthly Tiers: Access is final for the current cycle. No partial refunds.
Lifetime Pulse: 7-day initial satisfaction window. After Day 7, access is permanent and non-refundable. Contact support@zorvapulse.com for routings. Prices include applicable taxes. We reserve the right to change pricing with 30 days' notice. Existing subscribers will not be affected by price increases during their current billing period.

Cancellation Logic

You can disengage from the Pro tier from Settings → Subscription. Access remains interactive until the final timestamp. Pulse then reverts to the Free Baseline with read-only preservation of over-limit assets.

Terminus

Account Deletion from the Danger Zone is immediate and irreversible. All vectors and data pulse snapshots are purged from production nodes.

07. Data Sovereignty Protocol

Absolute Data
Portability.

Zero-Bank-Sync Policy: We never request provider credentials.

Users retain 100% legal ownership of their financial vectors.

Guaranteed one-click export to CSV/PDF formats.

08. Intellectual Property Protocol

Technical DNA

ZorvaPulse software, design schematics, and rebalancing logic are the exclusive property of ZorvaPulse. Illegal cloning or design reproduction is prohibited.

This includes trademarks, visual identity, and proprietary CSV parsing algorithms.

09. Infrastructure Dependencies

Network Nodes

Content via Vercel Edge.

Storage Nodes

Neon PG Encryption.

Auth Hub

NextAuth / Google OAuth.

10. Indemnity Matrix

Agreement to Defend.

You agree to indemnify and hold harmless ZorvaPulse and its operators from any claims, damages, losses, or legal expenses arising from your misuse of the Service, violation of these Terms, or any illegal activity conducted through your account.

11. Jurisdictional Integrity

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts located in Chennai, Tamil Nadu.

Data Protection

ZorvaPulse is designed with user data protection in mind and aims to align with applicable Indian data protection laws, including the Digital Personal Data Protection Act, 2023.

12. Policy Terminus

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. These Terms constitute the entire agreement between you and ZorvaPulse regarding the use of the Service.